Dr. Musto

Practice Limited to Periodontics and Dental Implants

920 Wyoming Avenue, Suite 203, Forty Fort, PA 18704


Insurance Information

Our office participates with CIGNA, METLIFE and DELTA DENTAL dental insurance plans. Patients carrying these insurances will be responsible for their deductible, co-payments, and fees for any non-covered procedures on the day of service. We do not participate with any other insurance carriers (for example, United Concordia). As a courtesy, we will gladly complete and file insurance forms relative to your dental treatment.

Dental insurance plans may cover a portion of your periodontal treatment. Please bring all dental plan information and cards to your examination appointment. Our professional services are rendered to you, not your insurance company. Therefore, you are directly responsible to our office for the obligation of payment for the treatment rendered. You will be reimbursed by your insurance company.

Our fees for service are the same for all of our patients, whether or not you have dental insurance. Your particular insurance plan may base its allowance on a fee schedule which may not coincide with our office fees.

Our insurance coordinators deal with many different insurance companies. Some companies offer multiple dental and medical plans. These companies can change benefits, co-pays and deductibles many times throughout the year. We do our best to provide you with accurate coverage estimates based on information available to us. At times, it is almost impossible to accurately estimate our patients' insurance co-payment. Many insurance companies will not give out fees until after the treatment is completed. Dealing with these companies can be difficult and time consuming. We ask that you keep us informed of any change to your insurance plan. It is important that all information about you and your insurance plan is current.

Although we will gladly file your claim on your behalf, you may wish to submit the claim yourself. In general, insurers process claims filed directly by patients faster than those filed by the service providers (dental offices).

Further, most dental insurance plans are limited and often only pay for a portion of the procedure(s) that may need to be done.